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Motor Vehicle Accidents Involving Drunk Drivers

It’s the holiday season and everyone is filled with good cheer. Unfortunately, too many of them are also getting behind the wheel of a car. Statistics show that traffic volumes go up dramatically in the days leading up to Christmas, and that alcohol can be involved in up to 40% of holiday traffic accidents. And with motor vehicle accidents involving drunk drivers, there can be some complicating factors.

Does The Other Driver Have Insurance?

The reality is that many drunk drivers are repeat offenders. If a driver has a prior conviction for driving under the influence, he or she may find it cost prohibitive to get more than the basic insurance coverage, or may simply choose to drive without insurance at all. Of course, when you are hurt in a car accident, the first place you tend to look for recovery is the negligent party’s insurer.

If the other driver doesn’t have insurance, or only had coverage for property damage, you can look to your own policy to see if you have coverage for uninsured or underinsured motorists. Most insurers offer this type of coverage, but typically as an optional rider on your policy. If you have it, it will provide an additional amount of coverage for personal injuries you have suffered.

Another option is to look for another potentially liable party. For example, if there were roadway defects, you might be able to seek damages from the municipality responsible for maintaining the roads. Also, if you can show that the drunk driver was served alcohol at a bar, tavern, restaurant or even a private party, you may be able to pursue compensation from the party who served the alcohol, under what is known as social host liability, or dram shop liability.

Contact Our Office

To arrange a free initial consultation, contact us online or call our office at (302) 777-1000. Evening and weekend meetings can be arranged upon request. We will come to your home or the hospital, if necessary.